brave-sprout

Team collaboration in modern office environment

Why We Started brave-sprout

It began with a frustrating trip to Japan in 2017. Our founders watched their travel budget shrink with every transaction — hidden fees here, poor exchange rates there. The final tally showed they had lost nearly 12% to financial friction.

That experience sparked a question: why is spending money abroad still so complicated in the digital age?

We set out to build something different. A travel card that works the way modern travellers actually live — transparent, digital-first, and designed around real journeys rather than banking traditions.

Today, brave-sprout serves over 50,000 Australian travellers, helping them keep more of their money for the experiences that matter.

What Guides Us

The principles behind every decision we make

Radical Transparency

No hidden fees, no confusing terms. We show you exactly what every transaction costs before you make it.

Traveller-First Design

Every feature we build starts with a real travel scenario. If it does not make your journey easier, we do not build it.

Security Without Friction

Bank-grade protection that works silently in the background. Safety should never slow you down.

Continuous Improvement

We listen to every piece of feedback and ship improvements weekly. Your input shapes our roadmap.

Modern fintech workspace with collaborative team

Based in Melbourne, Built for the World

Our headquarters sit in the heart of Melbourne's financial district, but our perspective is global. Our team includes people from twelve different countries, bringing diverse travel experiences to every product decision.

We are regulated by ASIC and hold an Australian Financial Services Licence, ensuring your funds are protected to the highest standards.

Whether you are planning a weekend in Bali or a year-long adventure across continents, we have designed our cards to adapt to how you travel.

Our Story